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The 2021 $10,000 Inspiration Room Giveaway (the “Contest”) begins September 1, 2021 and ends November 30, 2021. By submitting an entry, each contestant agrees to the Official Rules and warrants that his or her entry complies with all requirements set out in the Official Rules.

No purchase necessary to enter. Contest is open to Hawaii Residents 18 years of age or older. Hawaiian Financial Federal Credit Union members who apply for a Home Loan from September 1 through November 30, 2021 will be automatically entered into the contest.

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS CONTEST. Each entry consists of a completed, official entry form (the “Entry Form”). Entry Forms will be compiled from two sources: 1. Send a 4x6 postcard to: HIFICU $10,000 Inspiration Room Giveaway, 1138 North King Street, Honolulu HI 96817 with your name, address, email and phone number; 2. Submit a Home Loan application between September 1 through November 30, 2021. Home Loans are Mortgage, Second Mortgage, Refinance or Home Equity Line of Credit.

Winners will be chosen randomly from all eligible entrants on January 14, 2022. If winner cannot be contacted or does not respond within 3 business days, that winner will be disqualified. Hawaiian Financial Federal Credit Union may select a new potential winner by the same criteria set forth above. Winner agrees to release name and photo to Hawaiian Financial FCU for marketing and publicity purposes.

Prize is a $10,000.00 certificate to shop at Inspiration Interiors. Total approximate retail value of prize: $10,000.00 No Cash Value.

By entering the Contest, all contestants grant an irrevocable, perpetual, worldwide non-exclusive license to Hawaiian Financial Federal Credit Union, to reproduce winners likeness and name Hawaiian Financial Federal Credit Union publications, or online highlighting entries or winners of the Contest. Contestants consent to the Hawaiian Financial Federal Credit Union doing or omitting to do any act that would otherwise infringe the contestant’s “moral rights” in their entries. Display or publication of any entry on an authorized party’s website does not indicate the contestant will be selected as a winner. Hawaiian Financial Federal Credit Union will not be required to pay any additional consideration or seek any additional approval in connection with such use. Additionally, by entering, each contestant grants to Hawaiian Financial Federal Credit Union the unrestricted right to use all statements made in connection with the Contest, and pictures or likenesses of contestants, or choose not to do so, at their sole discretion. Sponsor will not be required to pay any additional consideration or seek any additional approval in connection with such use. Winners may be required to complete, sign and return an Affidavit of Eligibility and Liability Release & Publicity Release when picking up the prize.

By entering this Contest, all contestants agree to release, discharge, and hold harmless Sponsor and their partners, affiliates, subsidiaries, advertising agencies, agents and their employees, officers, directors, and representatives from any claims, losses, and damages arising out of their participation in this Contest or any Contest-related activities and the acceptance and use, misuse, or possession of any prize awarded hereunder. Hawaiian Financial Federal Credit Union assume no responsibility for any error, omission, interruption, deletion, defect, or delay in operation or transmission; communications line failure; theft or destruction of or unauthorized access to Entry Forms; or alteration of Entry Forms.

Contestants agree that this Contest is subject to and governed by the laws of the State of Hawaii and the forum for any dispute will be in the State of Hawaii, United States of America. To the extent permitted by law, the right to litigate, to seek injunctive relief or to make any other recourse to judicial or any other procedure in case of disputes or claims resulting from or on connection with this Contest are hereby excluded and any contestant expressly waives any and all such rights. Entries void if the Sponsor determine the entry is not an original, or if the Entry Form is illegible, incomplete, damaged, irregular, altered, counterfeit, produced in error or obtained through fraud or theft. All federal, state, and local taxes, fees and surcharges on prizes are the sole responsibility of the prize winners. The Sponsor reserve the right to verify the validity and originality of any entry and/or contestant (including a contestant’s identity and address) and to disqualify any contestant who submits an entry that is not in accordance with these Official Rules or who tampers with the entry process. Failure by the Hawaiian Financial Federal Credit Union to enforce any of its rights at any stage does not constitute a waiver of those rights.

Winners’ names will be available online at after January 14, 2022.

Entry information will be become the property of Hawaiian Financial Federal Credit Union.

Hawaiian Financial Federal Credit Union
1138 N King Street
Honolulu HI 96817

Inspiration Promotion | Hawaiian Financial FCU