Annual Percentage Rate (APR) disclosed for this special is the lowest rate available at a 12-month term. Payment Example: At the rate of 6.99% APR, there is a monthly payment of $87.00 for 12 months per $1,000 borrowed. Not all will qualify for the lowest rate. Higher rates may apply depending on loan term, and member’s credit worthiness. Loan amounts are from $2,000 to $15,000 with a maximum loan term of 36 months. No refinancing of existing HIFICU personal loans for this promotional rate. Other rates and terms available. All loans are subject to qualifications and approval. Certain terms and conditions apply. Rates are subject to change without notice. HIFICU membership required. Offer effective 11/15/2023 thru 1/12/2024.